Conquering CouponsMarch 2, 2010
My husband and I started going through Financial Peace University in February. For those of you who haven’t heard of this, it’s by Dave Ramsey, who really puts it in terms we can all understand how to GET OUT OF DEBT and live a DEBT FREE lifestyle.
We want to be:
As we are going through this (we’re doing it with our newly married church life group, which is great!) we are learning how to do a budget every month and March was the first month we are supposed to “put this into action” as it were.
Budgeting is new to both of us. It’s actually quite scary when you put down on paper all the money that passes through your hands in a given time, and to see how much of it is going away from you. We are making a serious effort to KEEP OUR MONEY! We would like to retire someday, and we would like to do so comfortably. We would also like to be able to pay for our future kids college educations one day, if that is what they choose to pursue, if and when we have kids. All of these things add up to making some lifestyle changes.
So, I’ve become somewhat of a coupon hunter… okay, I’m sort of starting to obsess over it. I’ve started following several great blogs about coupon clipping. It’s wonderful because to be honest, I just don’t have that much time to hunt down coupons, but these lovely ladies are nice enough to do the work for me, and I can still get the savings!
Coupons are a HUGE deal, especially since on of our local grocery stores doubles coupons up to .99 every day, and on Wednesday they double all coupons! Not to mention that we generally shop sales anyway, so when you shop a sale AND have a coupon, the savings are even greater!
I would like to share that our first ‘coupon centered’ shopping trip we saved %25 on our grocery bill. I was rather pleased with that, but it’s not like what these serious coupon shoppers do… they usually save upwards of 70% on their shopping… SERIOUSLY!
So today I did better, it was a small trip, but I still saved 52%! I was so excited. Then I got home and realized they overcharged me for one of the products, so it should have been another .60 in savings, but I won’t huff over that… though, part of me thinks I might have if I had realized it in the store. I’m on a budget here people!!
I am trying very diligently to cut back our grocery bills to keep ourselves on budget. We really don’t spend a ton on groceries anyway, but it is one place I feel like I can try harder to cut even more costs. When you put it all down on paper, at least for me, it makes me want to save as much as I can so we can get out of debt!
I will try to post more on my grocery shopping experiences and how much I am saving… every little bit will help!
So far I would definitely recommend Financial Peace University as well. We aren’t even halfway through it yet, and I would recommend it to others, we have learned a LOT!
Okay cuppycakes… I’m working on it, see… 🙂